Credit Home Improvement Financing | Builders FirstSource

HOME IMPROVEMENT FINANCING

Builders FirstSource partners with Paradigm Finance to offer our customers simple, fast and affordable financing options to help your home improvement projects become reality.

This service is currently offered at multiple locations. Visit any of these locations today to see if you pre-qualify with no impact on your credit score.

See Locations and Apply

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BUY NOW, PAY LATER

5-month period to utilize your funds

EASY APPLICATION

Apply digitally in-store and receive an instant decision

SOFT CREDIT PULL

See your offers without affecting your credit score

FINANCING BENEFITS

Deferred interest financing with no payments for an extended period*
Competitive fixed rates with low APRs options available*
Guaranteed monthly payments based on percentage of the total amount*
Flexible repayment terms with extended options*
Financing available for a wide range of project sizes*
No early payment penalty

SELECT YOUR LOCATION TO APPLY

MICHIGAN

Alpena Showroom & Lumber Yard

Clinton Township Showroom & Lumber Yard

Gaylord Showroom & Lumber Yard

Grand Rapids Showroom (Standale Home Studio)

Lapeer Lumber Yard (Church's Lumber)

Shelby Township Showroom & Lumber Yard

Bad Axe Lumber Yard

Cadillac Lumber Yard

Rudyard Showroom & Lumber Yard

Fremont Lumber Yard

Kalamazoo Lumber Yard

Petoskey Lumber Yard

Traverse City Lumber Yard

MONTANA

Sidney Lumber Yard

Butte Lumber Yard

Great Falls Lumber Yard

Havre Lumber Yard

Miles City Lumber Yard

FREQUENTLY ASKED QUESTIONS

WHY SHOULD I USE PARADIGM FINANCE?

Paradigm Finance offers multiple promotional financing options that can address your budgetary needs. Instead of paying cash, keep more money in your pocket and get interest rates that are typically much lower than a credit card.

WHERE CAN I USE MY LOAN?

Your loan is only valid to pay for products and services offered through the merchant you applied with.

HOW DO I PAY MY CONTRACTOR?

Your contractor will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.

WHEN ARE MY PAYMENTS DUE?

Your first payment will be due no fewer than 30 days from the date the merchant settles your transaction. Subsequent payments are due on that date every month for the duration of your loan term. You'll receive monthly statements as a reminder.

HOW DOES THIS IMPACT MY CREDIT SCORE?

When you fill out an application and view available loan offers, our platform uses a soft pull of credit that will not impact your credit score. If you select an offer to move forward with, then we will run a hard pull of credit that may have a small impact on your credit score.

HOW LONG DO I HAVE TO TRANSACT AGAINST MY LOAN?

Once your loan is approved, you have 5 months to transact against your loan with this business. This is also referred to as your purchase window.

HOW CAN I MAKE PAYMENTS ON MY LOAN?

For your convenience, we take payments online, by phone, or by check through Momnt. To pay online, visit our payment portal at myaccount.momnt.com. To pay by phone, call 855-943-3485. Please make checks payable to Momnt and mail to P.O. Box 28619 Sandy Springs GA, 30328.

WHAT IF I DONʼT USE THE FULL AMOUNT?

No matter what amount you are approved for, you will only be responsible to pay back the amount you spend with your provider during the purchase window, plus associated interest and fees.

*Upon approved credit. Not all individuals will qualify for any or all loans. Loan offers are subject to change at any time.

Paradigm Finance powered by Momnt Technologies, Inc. arranges consumer loans used to purchase goods and services from its participating merchant businesses. All loans are originated by participating  financial institutions.